Privacy Policy

Facts	What does FIRST MISSOURI STATE BANK OF CAPE COUNTY do with your personal information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances credit scores and mortgage rates and payments credit history and payment history
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FIRST MISSOURI STATE BANK OF CAPE COUNTY chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
credit scores and mortgage rates and payments
credit history and payment history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FIRST MISSOURI STATE BANK OF CAPE COUNTY chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First Missouri State Bank of Cape County share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes- to better serve our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes- information about your transactions and experiences	No	No
For our affiliates’ everyday business purposes- information about your creditworthiness	No	No
For our affiliates to market to you	No	No
For non-affiliates to market to you	No	We don't share
Questions?	Call 573-334-9000 or go to www.firstmissouri.bank

What we do
How does FIRST MISSOURI STATE BANK OF CAPE COUNTY protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FIRST MISSOURI STATE BANK OF CAPE COUNTYcollect my personal information?	We collect your personal information, for example, when you apply for a loan or open an account make a wire transfer or tell us where to send money show your driver's license
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing.

What we do

How does FIRST MISSOURI STATE BANK OF CAPE COUNTY protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does FIRST MISSOURI STATE BANK OF CAPE COUNTYcollect my personal information?

We collect your personal information, for example, when you

apply for a loan or open an account
make a wire transfer or tell us where to send money
show your driver's license

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. The Bank has financial and nonfinancial affiliates that we do not share information with.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. FIRST MISSOURI STATE BANK OF CAPE COUNTY does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. FIRST MISSOURI STATE BANK OF CAPE COUNTY doesn't jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

The Bank has financial and nonfinancial affiliates that we do not share information with.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

FIRST MISSOURI STATE BANK OF CAPE COUNTY does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

FIRST MISSOURI STATE BANK OF CAPE COUNTY doesn't jointly market.